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clamp(18px,5vw,72px);color:var(--navy);transition:background .18s ease,box-shadow .18s ease}.site-header.is-elevated{background:#f4f0e6e6;box-shadow:0 12px 36px #10203a14;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}.brand,.footer-brand{display:inline-flex;align-items:center;gap:10px;color:var(--navy);font-weight:900}.brand-mark{width:46px;height:46px;object-fit:contain}.nav-links{display:flex;align-items:center;gap:clamp(20px,3vw,38px);color:var(--steel);font-size:.96rem;font-weight:800}.nav-links a:hover{color:var(--navy)}.mobile-menu-toggle{display:none;width:44px;height:44px;align-items:center;justify-content:center;flex-direction:column;border:1px solid rgba(13,46,99,.12);border-radius:999px;color:var(--navy);background:#ffffffbd;box-shadow:0 10px 22px #0e182e14;cursor:pointer}.mobile-menu-toggle span{display:block;width:18px;height:2px;border-radius:999px;background:currentColor;transition:transform .16s ease,opacity .16s ease}.mobile-menu-toggle 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72px;overflow:hidden}.hero-copy{max-width:720px;padding-top:clamp(22px,6vh,72px)}.logo-lockup{display:inline-flex;align-items:center;gap:14px;margin-bottom:34px;color:var(--navy);font-size:clamp(1.45rem,3vw,2.3rem);font-weight:900}.logo-lockup img{width:72px;height:72px;object-fit:contain}.logo-lockup span{color:var(--gold)}.eyebrow{margin:0 0 16px;color:var(--steel);font-size:.82rem;font-weight:950;letter-spacing:.18em;text-transform:uppercase}h1,h2,h3,p{margin-top:0}h1{max-width:760px;margin-bottom:24px;color:var(--navy);font-size:clamp(3.4rem,5.8vw,5.6rem);line-height:1.02;letter-spacing:0;text-wrap:balance}h2{margin-bottom:18px;color:var(--navy);font-size:clamp(2.2rem,4.6vw,5.6rem);line-height:1;letter-spacing:0}h3{margin-bottom:10px;color:var(--navy);font-size:1.28rem;line-height:1.16}.hero-text{max-width:700px;color:var(--muted);font-size:clamp(1.16rem,2vw,1.34rem);font-weight:650;line-height:1.54}.hero-actions{display:flex;flex-wrap:wrap;gap:14px;align-items:center;margin-top:32px}.store-button{min-width:210px;min-height:68px;flex-direction:column;align-items:flex-start;padding:11px 22px;border-radius:999px;color:#fff;background:#050505;box-shadow:0 20px 42px #05050529}.store-kicker{color:#ffffffb3;font-size:.73rem;font-weight:800;line-height:1}.store-button strong{font-size:1.42rem;line-height:1.16}.store-button-dark{background:var(--navy-2)}.download-note{min-height:22px;margin:16px 0 0;color:var(--steel);font-size:.96rem;font-weight:700}.hero-device{position:relative;justify-self:center;width:min(420px,100%);min-height:760px}.phone-shell{overflow:hidden;border:10px solid #111;border-radius:46px;background:#111;box-shadow:0 34px 90px #0e182e38}.phone-shell img{width:100%;height:100%;object-fit:cover;object-position:top center}.phone-main{position:relative;top:auto;left:auto;right:auto;width:min(360px,100%);aspect-ratio:946 / 2048}.stats-band{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;margin:0 clamp(20px,6vw,92px);overflow:hidden;border:1px solid var(--line);border-radius:34px;background:var(--line);box-shadow:0 18px 50px #0e182e14}.stats-band div{padding:30px;text-align:center;background:#ffffffb8}.stats-band strong,.stats-band span{display:block}.stats-band 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72px}.admin-entry{width:min(900px,100%);padding:clamp(34px,6vw,72px);border:1px solid rgba(13,46,99,.14);border-radius:34px;background:radial-gradient(circle at 86% 18%,rgba(111,166,239,.2),transparent 30%),linear-gradient(135deg,#ffffffe6,#f6f3eac7);box-shadow:var(--shadow)}.admin-entry h1{max-width:760px;font-size:clamp(3.2rem,7vw,6rem)}.admin-actions{display:flex;flex-wrap:wrap;gap:14px;margin:30px 0 16px}.article-teaser-grid,.article-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.article-teaser,.article-card{display:block;min-height:238px;padding:28px;border:1px solid var(--line);border-radius:var(--radius);background:#ffffffc2;box-shadow:0 18px 48px #0e182e12}.article-teaser span,.article-meta{display:inline-block;margin-bottom:18px;color:var(--gold);font-size:.78rem;font-weight:950;letter-spacing:.14em;text-transform:uppercase}.article-teaser p,.article-card p{color:var(--muted);font-weight:650;line-height:1.6}.article-card 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input{min-height:54px;width:100%;border:1px solid rgba(13,46,99,.12);border-radius:20px;padding:0 16px;color:var(--navy);background:#ffffffeb;font:inherit;font-weight:850;outline:none}.calculator-destination-field input:focus{border-color:#0d2e6361;box-shadow:0 0 0 4px #6fa6ef29}.calculator-option,.calculator-stepper,.calculator-account-gate{border:1px solid rgba(13,46,99,.1);border-radius:26px;background:#ffffffdb;box-shadow:0 12px 30px #0e182e0f}.calculator-group{display:grid;gap:14px;min-width:0;margin:0;padding:0;border:0}.calculator-group h3,.calculator-group legend{margin:0}.calculator-stepper{display:grid;grid-template-columns:64px minmax(0,1fr) 64px;align-items:center;min-height:88px;padding:16px}.calculator-stepper button{display:grid;width:48px;height:48px;place-items:center;border:0;border-radius:50%;color:var(--navy);background:#ffffffeb;box-shadow:0 10px 22px #0e182e0f;font:inherit;font-size:1.65rem;font-weight:950;line-height:1;cursor:pointer}.calculator-stepper output{color:var(--navy);font-size:clamp(1.35rem,3vw,1.72rem);font-weight:950;text-align:center}.calculator-option-stack{display:grid;gap:14px}.calculator-option{display:grid;grid-template-columns:40px minmax(0,1fr);gap:14px;align-items:start;min-height:112px;padding:20px 22px;cursor:pointer;transition:border-color .16s ease,box-shadow .16s ease,transform .16s ease}.calculator-option:hover{transform:translateY(-1px)}.calculator-option input{position:absolute;opacity:0;pointer-events:none}.calculator-radio{display:grid;width:30px;height:30px;place-items:center;border:3px solid rgba(111,127,153,.48);border-radius:50%;color:#fff;font-size:1rem;font-weight:950}.calculator-option input:checked+.calculator-radio{border-color:#35c76d;background:#35c76d}.calculator-option input:checked+.calculator-radio:after{content:"\2713"}.calculator-option:has(input:checked){border-color:#d8b65d7a;background:#fffffff5;box-shadow:0 14px 34px #0e182e14}.calculator-option strong,.calculator-account-gate h3{display:block;margin-bottom:4px;color:var(--navy);font-size:clamp(1.15rem,2vw,1.32rem);line-height:1.16}.calculator-option small{display:block;color:var(--steel);font-size:clamp(1rem,1.6vw,1.12rem);font-weight:700;line-height:1.35}.calculator-account-gate{position:sticky;top:104px;display:grid;gap:20px;padding:clamp(24px,4vw,34px)}.calculator-account-gate p:not(.eyebrow),.calculator-gate-form .lead-status{color:var(--muted);font-weight:650;line-height:1.62}.calculator-gate-form{display:grid;gap:0}.calculator-disclaimer{margin:-4px 0 0;color:var(--steel);font-size:clamp(.98rem,1.6vw,1.08rem);font-weight:700;line-height:1.5}.learn-page,.legal-page{padding:126px clamp(20px,6vw,92px) 72px}.learn-hero{max-width:960px;margin-bottom:42px}.learn-hero h1,.article-header h1{color:var(--navy)}.article-list{grid-template-columns:repeat(2,minmax(0,1fr))}.article-card a{display:block}.article-card h2{margin-bottom:14px;font-size:clamp(1.7rem,3vw,2.55rem);line-height:1.06}.article-card.empty{grid-column:1 / -1}.pagination{display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:center;margin-top:34px;color:var(--steel);font-weight:850}.pagination a{color:var(--navy)}.learn-cta{margin-top:clamp(58px,7vw,92px)}.article-page{padding:126px clamp(20px,6vw,92px) 72px}.article-shell{max-width:900px;margin:0 auto}.article-back{margin-bottom:34px;color:var(--steel);font-weight:850}.article-back a:hover{color:var(--navy)}.article-header{margin-bottom:34px}.article-header h1{margin-bottom:18px;font-size:clamp(3rem,6.4vw,5.7rem)}.article-byline{color:var(--steel);font-weight:800}.article-dek{max-width:760px;color:var(--muted);font-size:clamp(1.16rem,2vw,1.32rem);font-weight:700;line-height:1.58}.article-content{padding:clamp(30px,5vw,58px);border:1px solid var(--line);border-radius:34px;background:#ffffffc7;box-shadow:0 18px 48px #0e182e12}.legal-shell{max-width:900px;margin:0 auto;padding:clamp(30px,5vw,58px);border:1px solid var(--line);border-radius:34px;background:#ffffffc7;box-shadow:0 18px 48px #0e182e12}.legal-shell h1{margin-bottom:12px;font-size:clamp(3rem,5vw,5.4rem)}.legal-updated{margin-bottom:34px;color:var(--steel);font-weight:850}.legal-shell section{margin-top:34px}.legal-shell section:first-of-type{margin-top:0}.legal-shell h2{margin-bottom:12px;font-size:clamp(1.55rem,2.5vw,2.25rem);line-height:1.1}.legal-shell p:not(.eyebrow):not(.legal-updated){color:#343945;font-size:clamp(1.04rem,1.7vw,1.15rem);font-weight:600;line-height:1.75}.legal-shell p+p{margin-top:12px}.article-content h2{margin-top:42px;margin-bottom:14px;font-size:clamp(2rem,3.6vw,3.4rem);line-height:1.04}.article-content h2:first-child{margin-top:0}.article-content h3{margin-top:30px;font-size:clamp(1.35rem,2vw,1.7rem)}.article-content p,.article-content li{color:#343945;font-size:clamp(1.04rem,1.7vw,1.15rem);font-weight:600;line-height:1.75}.article-content ul,.article-content ol{padding-left:1.25rem}.article-content a{color:var(--navy);font-weight:900;text-decoration:underline;text-decoration-thickness:.08em;text-underline-offset:.18em}.article-content blockquote{margin:32px 0;padding:24px;border-left:5px solid var(--gold);border-radius:18px;color:var(--navy);background:var(--gold-soft);font-weight:850}.article-content table{width:100%;border-collapse:collapse;margin:28px 0;overflow:hidden;border-radius:18px;font-size:.98rem}.article-content th,.article-content td{border:1px solid var(--line);padding:14px;text-align:left;vertical-align:top}.article-content th{color:var(--navy);background:var(--sky-soft)}.related-articles{max-width:1160px;margin:clamp(64px,8vw,104px) auto 0}.site-footer{display:flex;justify-content:space-between;gap:32px;padding:42px clamp(20px,6vw,92px);border-top:1px solid var(--line);background:#ffffff80}.site-footer p{max-width:470px;margin:14px 0 0}.footer-brand img{width:48px;height:48px;object-fit:contain}.footer-links{display:flex;flex-wrap:wrap;gap:18px;align-content:flex-start;justify-content:flex-end;color:var(--steel);font-weight:850}.footer-links a:hover{color:var(--navy)}@media(max-width:1100px){.feature-grid,.flow-grid,.article-teaser-grid,.calculator-app-frame{grid-template-columns:repeat(2,1fr)}.hero,.screen-story{grid-template-columns:1fr}.hero-device,.screen-collage{min-height:620px}.hero-device{justify-self:center;width:min(420px,100%)}.phone-main{left:auto;right:auto;width:min(58vw,350px);margin:0 auto;transform:none}.screen-collage .phone-shell{width:min(38vw,310px)}.calculator-app-frame{grid-template-columns:1fr}.calculator-account-gate{position:static}}@media(max-width:760px){.site-header{gap:12px;justify-content:flex-start;min-height:72px;padding:12px 16px;border-bottom:1px solid rgba(13,46,99,.08);background:#f4f0e6f7;box-shadow:0 10px 28px #10203a14;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}.site-header.is-elevated{background:#f4f0e6f7;box-shadow:0 10px 28px #10203a14}.brand{order:2;gap:8px;min-width:0;font-size:.96rem}.brand-mark{width:42px;height:42px}.brand span{display:inline}.mobile-menu-toggle{order:1;display:inline-flex;flex:0 0 44px;box-shadow:0 6px 16px #0e182e14}.site-header.is-menu-open .mobile-menu-toggle span:nth-child(1){transform:translateY(6px) rotate(45deg)}.site-header.is-menu-open .mobile-menu-toggle span:nth-child(2){opacity:0}.site-header.is-menu-open .mobile-menu-toggle span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}.nav-links{position:absolute;top:100%;right:16px;left:16px;display:none;grid-template-columns:1fr;gap:0;overflow:hidden;border:1px solid rgba(13,46,99,.12);border-top:0;border-radius:0 0 22px 22px;background:#fffffffa;box-shadow:0 18px 42px #0e182e2e;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}.site-header.is-menu-open 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